Annette Bau, CFP®
Annette M. Bau, CFP®, a Certified Financial Planner, is the managing member of Estate & Retirement Strategies, LLC “ERS”, a Registered Investment Advisor based in Phoenix, Arizona. For the last 20 years Annette has been a financial planner. ERS specializes in extensive estate and retirement planning for real estate professionals, widows and divorcees.
She earned a Bachelor of Science degree in Finance from Arizona State University, where she became a lifetime member of the Golden Key National Honor Society. She is listed in Who's Who of Finance and Industry and Who’s Who of American Women. She is a member of the International Board of Standards and Practices for Certified Financial Planners, and a member of the Financial Planning Association. Annette was the 1993 & 1994 Arizona State Financial Planning Chair for WCR and the 1994 Scottsdale Financial Planning Chair. She also was an approved instructor at the Arizona Real Estate Department teaching estate planning and financial planning courses. She has spoken to real estate groups throughout the United States. Annette also is a founder and charter member of Arizona Women in International Trade-Thunderbird. As a Toastmaster she received her CTM designation. She is a past board member of the Phoenix Executive Committee for the Women’s Opportunity Fund. Annette is a past Faculty Member at the Graduate School of Banking in Madison, Wisconsin and a Trustee of the Arizona’s Children Foundation.
Annette's specialty and focus is in marketing, and financial, estate planning and money management. She has authored several articles and presented educational seminars to a variety of schools, nonprofits, churches & associations. A partial listing includes Phoenix Association of Realtors, Realty, Executives Top Achievers, John Hall’s Realtors, Roy Long Real Estate Company, and numerous MLS and WCR group meetings. She also has spoken to the Paradise Valley Community College, Scottsdale Community College, Mesa Community College, New Vision, Dayspring UMC, Arizona Field Service Managers, Inc., Leisure World Investors Club, and Newday.
Her extensive teaching experience includes workshops on The Millionaire for Life™ Bootcamp, “If Only I had Known…What You Need to do Now to Avoid Devastating Financial Mistakes”, Estate Planning: How to Avoid Probate, Retire at 55, Women and Money, The 8 Keys to Prosperity, and The 12 Universal Laws of Successful Investing.
She has authored The 7 Principles of Becoming a Millionaire for Life and “If Only I had Known…What You Need to do Now to Avoid Devastating Financial Mistakes”, and The Million Dollar Marketing System, and her newsletter Annette’s News. She is the primary host of “Defining Millionaire Moments”: How One Choice can Change your Life Forever, which is a monthly interviews of multi-millionaires throughout the world. She is a top columnist at ProducersWEB.com, the largest on-line financial services magazine. Annette is the founder of MillionaireSeries.com, and MillionDollarReferralCardSystem.com and co-founder LifeTLC.org.
She won Mark Victor Hansen and Alex Mandossian’s 2008 Mega Veteran Challenge, where she was selected as the best teleseminar presenter from candidates throughout the world.
Her commitment is to offer quality products and courses that provide the foundational information that is required to achieve financial goals and life dreams.
Annette enjoys spending free time with her husband, Jim, children Paige, Nicholas and Christopher. They enjoy hiking, traveling and all sports.
